![]() Because of it was within the waiting period, so this cost was not covered. I brought him to the Veterans for surgery, that day cost $714. , my dog got a mass under his right front paws and it was hurting him badly. The waiting period for illness cover is 2 weeks, equals to January 21, 2022. I purchased pet insurance for my 8 years old large dog since January 07, 2022. ![]() My dog’s veterinarians also recommend Embrace to other clients. I would recommend Embrace Pet Insurance to my friends and neighbors. I’m appreciated the 90% pay back as stated in the policy. After the pre-existing conditions was clear, all the claims afterwards going very smoothly and quickly. Basically, Embrace covers treatment and services that are crucial to the health and well-being of your pet, but not cosmetic services, breeding, whelping or preexisting conditions.Įmbrace Representative explained to me that, ‘they are unable to provide coverage for pre-existing conditions, defined as anything diagnosed or symptoms prior to starting the policy and through the initial waiting periods.’ I understand now those months in waiting was for clarification of pre-existing conditions. The list of what Embrace does not cover is shorter than the list of what it does cover. Alternative therapies and rehabilitation.Cancer coverage means you can give your pet a fighting chance without worrying about how you’re going to afford it.Įmbrace Pet Insurance also covers a wide range of treatments including: Cancer treatments are one of the most expensive medical treatments for pet owners, and chemotherapy can run $150 to $600 a dose. Cancer and chronic conditions Cancer coverage is included in all plans and includes everything from the consultation testing and radiation to chemotherapy, surgery, hospitalization and rehabilitation. Up to $1,000 in dental work is covered per year. Embrace covers dental treatment for periodontal disease, gingivitis, root canals, crowns, oral masses and extractions. Dental work on animals can also be very expensive. Dental issues Dental pain can be very uncomfortable and sometimes dangerous for pets. This means if your pet is prone to breed-specific illnesses, medical treatment is covered under your plan. Illnesses Embrace covers every illness from nose to tail with no precondition limitations. You’ll pay a $100 deductible once a year, and then you're reimbursed 90% of your veterinary bills when your pet experiences an accident. This plan reimburses you up to $5,000 each year. This plan covers your pet if it ingests a foreign object, is cut or is hit by a car. Accidents Older pets can benefit from Embrace’s accident-only coverage plan. The company’s website lists the different coverage options and defines eligibility requirements and guidelines for preexisting conditions. There are three annual allowance options for Wellness Rewards reimbursement:Įmbrace is transparent about what policies do and do not cover. This includes wellness exams, microchipping, spaying/neutering, vaccinations and flea medication. Embrace Wellness Rewards programĮmbrace’s Wellness Rewards program, which can be added to your policy, reimburses you for preventative care. This can help pet owners choose the right coverage for their pets. Dogs and cats under the age of 14 are eligible for full coverage, and pets older than this are eligible for accident-only coverage.Įmbrace has a unique online resource that lists the most popular dog breeds and their most common breed-specific medical conditions. Your coverage never drops based on your pet's age or health.Ĭancer treatment, behavioral therapy and breed-specific conditions are covered, and the company reimburses you for vet exam fees. When you insure your pet with Embrace, they are covered for life. There are different coverage levels to choose from, and you can downgrade or upgrade your policy at any time. Once your pet has been treated, you complete the claim form, submit it and are reimbursed for services and treatment covered under your plan. You are not required to use a vet within a specific network. ![]() When you sign your pet up with Embrace, you can take them to any vet for the services they need.
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